Fix-to-Rent / BRRRR Financing

Renovate Today. Build Long-Term Rental Equity Tomorrow.

Fix-to-Rent financing is designed around the BRRRR strategy: Buy, Rehab, Rent, Refinance, Repeat. Use short-term project capital during acquisition and renovation, then evaluate long-term DSCR financing once the property is stabilized.

Discuss a BRRRR Deal →
The Strategy

One project. Two financing phases.

01

Buy

Acquire a qualifying investment property.

02

Rehab

Execute the planned improvements.

03

Rent

Place the completed property into service.

04

Refinance

Evaluate permanent DSCR financing.

05

Repeat

Recycle capital into the next opportunity.

Potential Parameters

Financing that follows the investment plan.

$75K-$20M

Potential short-term project financing range.

Up to 90%

Potential loan-to-cost on qualifying scenarios.

75%-80%

Potential refinance LTV depending on long-term program.

6-18 Months

Potential rehabilitation financing period before long-term transition.

Why Investors Use It

Designed for properties intended to become rentals.

Acquisition + Rehab

Short-term capital can address both acquisition and qualifying renovation costs.

Interest-Only Phase

Project financing may use interest-only payments during rehabilitation.

DSCR Transition

Stabilized properties can potentially transition into long-term rental financing.

Portfolio Strategy

The structure can support investors seeking to hold properties rather than immediately sell them.

Planning to rehab and hold?

Send us the purchase price, rehab budget, projected value, expected rent, financing need, and timeline.

Submit the Property →

Short-term and permanent financing are separate approvals. Transition into DSCR financing is not guaranteed and depends on property stabilization, rent, valuation, lender guidelines, credit, and underwriting.

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