Ground-Up Construction Financing

Finance the Project From Dirt to Completion.

Construction financing for qualified builders and real estate investors developing new residential and multifamily projects, with capital released throughout construction according to approved draw schedules.

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$250K-$25M+Potential standard project range
80%-90%Potential LTC range on qualifying programs
12-24 Mo.Potential construction term
Draw BasedConstruction funding structure
Construction Program

Capital aligned with vertical construction.

Ground-up financing is generally designed for ready-to-build projects where land, plans, permits, budget, contractor strategy, borrower equity, and exit plan can be clearly evaluated.

1-4 Unit Projects

Qualified single-family and small residential development projects may be eligible.

Multifamily Development

Larger residential development scenarios can be reviewed against available construction programs.

Construction Draws

Approved construction funds are typically released in stages as work is completed and verified.

Interest on Drawn Funds

Some construction structures calculate interest primarily on capital that has actually been advanced.

Builder Experience

Experience is commonly preferred, while some first-time builder scenarios may be considered with a strong general contractor and project.

Institutional Projects

Larger projects may require specialized institutional capital structures beyond standard construction programs.

What Underwriters Review

The strength of the project matters.

Land & Basis

Land ownership, acquisition cost, current debt, site status, and equity basis.

Plans & Permits

Construction drawings, approvals, entitlement status, permits, and readiness to build.

Construction Budget

Detailed cost breakdown, contingencies, soft costs, contractor pricing, and schedule.

Experience

Developer, builder, contractor, and project-team experience.

Liquidity

Available borrower liquidity and equity contribution are important underwriting considerations.

Exit Strategy

Projected sale, stabilization, refinance, or long-term hold plan after completion.

Process

From project review to construction draws.

STEP 01

Submit Project

Location, plans, budget, land status, financing request, and project timeline.

STEP 02

Structure Review

Evaluate experience, leverage, liquidity, total cost, value, and exit strategy.

STEP 03

Underwriting

Complete lender, appraisal, title, plans, permit, borrower, and project conditions.

STEP 04

Build & Draw

After closing, approved construction capital is advanced according to the draw process.

Ready to discuss a ground-up project?

Send the project location, land status, total project cost, construction budget, requested financing, experience, and expected timeline.

Submit Construction Inquiry →

Construction financing is subject to lender underwriting, approval, project feasibility, borrower experience, liquidity, valuation, permits, contractor qualifications, draw requirements, and program availability.

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Tell Us How We Can Help.

Complete the form with your contact information and a brief description of what you would like to discuss. Quality Investment Solutions will review your message and follow up directly.

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